Product comparisons

Straight, side-by-side breakdowns of the finance products people mix up most. No verdict picked in advance, just what fits your situation.

Updated 9 October 2026General information only

Every comparison, side by side

Lump sum with fixed repayments, or a revolving limit you draw as needed.

What security buys you, and what “unsecured” really means in the contract.

Fast capital against card sales, or a cheaper standing limit that wants a real banking relationship.

Own the asset outright, or pay to use it and hand it back. What changes for GST and depreciation either way.

Two names for what’s often the same mechanic. The real differences sit in the fine print.

Not competing products. One funds paying suppliers, the other funds waiting on customers.