Trade finance calculator
Funds the gap between paying a supplier and getting paid by your customer. See what that gap costs, and how much of the order you need to sell to clear it.
General information only
We haven’t quoted you a rate yet, enter what you’ve been quoted, or leave this as a rough placeholder to see the mechanics.
Most trade finance runs 90 to 120 days maximum. If your cash cycle is longer, an overdraft or line of credit usually fits better.
Indicative only. Ecommerce Loans is a finance broker, not a lender. The fee rate above is whatever you enter, not a quote from us. Actual fees and terms depend on lender assessment.
Get my options for this order→Typical facility term, built around your actual payment cycle with the supplier.
Why is there a 90 to 120 day limit?
Make sure if you expect the cycle of cash to be longer than 90 days that you look at overdraft products instead. Trade finance is built for the gap between paying a supplier and getting paid yourself, not as an ongoing working capital facility, so most lenders cap terms at 90 to 120 days maximum.
Do I need full financials to apply?
Trade finance can be achieved with minimal alt-doc information, bank statements and basic identifying details, for facilities up to around $250,000. Above that, full financial information and potentially more security is required.
Give us the basics below and we’ll call you within the hour, or at the time you choose, then come back with the two or three offers worth your time.